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Banks and NBFC providing Construction Finance for builders in Mumbai

Are you a builder with ambitious construction projects in mind for the vibrant city of Mumbai? Navigating the financial aspects of construction can be a challenging endeavor, but fortunately, there are several banks and Non Banking Financial Companies (NBFCs) that specialize in providing construction finance in Mumbai. In this article, we’ll delve into the key parameters of each institution, helping you make an informed decision that best aligns with your construction needs.

Here is a list of banks and NBFCs that provide construction finance in Mumbai, as mentioned in the provided information:

State Bank of India (SBI): 


SBI, a reputable public sector bank, offers construction finance options for builders in Mumbai. Its extensive network and established credibility make it a viable choice for supporting your construction projects. However, it’s worth noting that securing a Construction Loan from SBI can be demanding. The bank typically asks for a substantial security cover, which might not be feasible for most builders.

  • Preferred: All approvals should be in place
  • Approval Stage: Slab Casted
  • Minimum Sq. ft Constructed by Developer: 15,00,000
  • Security: High
  • Processing Time: 60 90 days
 
HDFC Bank:

As a prominent private sector bank, HDFC Bank offers construction finance with flexible terms and competitive interest rates. Builders can benefit from HDFC Bank’s expertise and resources to fund their residential and commercial projects.

  • Preferred: All approvals should be in place
  • Approval Stage: Slab Casted
  • Minimum Sq. ft Constructed by Developer: 15,00,000
  • Security: High
  • Processing Time: 60 90 days
 
 ICICI Bank:

ICICI Bank’s construction finance solutions cater to the specific requirements of builders. With a strong presence in the financial sector, ICICI Bank provides loans for both residential and commercial construction projects.

  • Preferred: All approvals should be in place
  • Approval Stage: Slab Casted
  • Minimum Sq. ft Constructed by Developer: 7,00,000
  • Security: High
  • Processing Time: 40 60 days
 

Shriram Housing Finance:

Shriram Housing Finance is an expert in housing finance options, such as building financing for Mumbai-based builders. Because of its focus on the needs of the consumer, builders are guaranteed the funding they require to complete their projects.

  • Preferred: Initial Approvals Required IOD, CC
  • Approval Stage: Plinth Level
  • Minimum Sq. ft Constructed by Developer: 5,00,000
  • Security: Depends
  • Processing Time: 30 40 days
 

PNB Housing Finance:

PNB Housing Finance offers a variety of building financing alternatives to help support builders. Its services cover several phases of development, making it a trustworthy partner for Mumbai builders.

  • Preferred: Initial Approvals Required IOD, CC
  • Approval Stage: Plinth Level
  • Minimum Sq. ft Constructed by Developer: 5,00,000
  • Security: Depends
  • Processing Time: 30 40 days
 
 

Tata Capital

The construction finance services offered by Tata Capital are intended to help builders negotiate the challenges of construction projects. Whether you’re buying a home, a business, or some land, Tata Capital has options that are suited to your requirements.

  • Preferred: Initial Approvals Required IOD, CC
  • Approval Stage: Plinth Level
  • Minimum Sq. ft Constructed by Developer: 5,00,000
  • Security: Depends
  • Processing Time: 30 40 days
 

Capri Global Capital Ltd.

For small to medium-sized projects in Mumbai, Capri Global Capital Limited specialises on providing construction financing. It distinguishes itself by specialising on residential and commercial assets, including affordable housing.

  • Preferred: Initial Approvals Required
  • Approval Stage: Early Stage
  • Minimum Sq. ft Constructed by Developer: 5,00,000
  • Security: No security/ Depends
  • Processing Time: 25 30 days

 

Sumitomo Mitsui Finance Group (Former Fullerton)

SMFG (Fullerton India) provides builders with a wide choice of construction finance options that address everything from land purchase to project completion. The assistance of Fullerton India is available to builders at every stage of the building process.

  • Preferred: Initial Approvals Required IOD, CC
  • Approval Stage: Plinth Level
  • Minimum Sq. ft Constructed by Developer: 5,00,000
  • Security: No security/ Depends
  • Processing Time: 25 30 days
 

 

AU Small Finance BanK

AU Small Finance Bank offers loans for the purchase of land as well as residential and commercial properties because it is aware of the particular requirements of construction projects. Its specialised strategy guarantees that builders get the support they require.

  • Preferred Stage: Initial Approvals Required IOD, CC
  • Approval Stage: Plinth Level
  • Minimum Sq. ft Constructed by Developer: 7,00,000
  • Security: High
  • Processing Time: 60 90 days

 

DCB Bank

Both residential and commercial properties are eligible for construction financing from DCB Bank. Builders have access to a range of services that are specifically suited to their needs, from site acquisition to project completion.

  • Preferred Stage: Initial Approvals Required IOD, CC
  • Approval Stage: Early Stage
  • Minimum Sq. ft Constructed by Developer: 7,00,000
  • Security: Medium
  • Processing Time: 60 90 days

Anand Rathi

Anand Rathi, a well-known provider of financial services, provides Mumbai builders with development financing. They assist builders in obtaining the required money using their knowledge of the banking sector.

  • Preferred Stage: All approvals should be in place
  • Approval Stage: Slab Casted
  • Minimum Sq. ft Constructed by Developer: 4,00,000
  • Security: High
  • Processing Time: 40 60 days

 

Aditya Birla Capital

The construction finance options provided by Aditya Birla Capital are tailored to the particular needs of builders. Builders can rely on Aditya Birla Capital for their funding needs thanks to its reputable reputation in the financial industry.

  • Preferred Stage: All approvals should be in place
  • Approval Stage: Plinth Level
  • Minimum Sq. ft Constructed by Developer: 4,00,000
  • Security: No security/ Depends
  • Processing Time: 30 40 days

 

 IIFL (India Infoline Finance Limited)

 IIFL offers builders specialised financing options for construction projects. Builders are assured of receiving the necessary support for their projects thanks to its competence in the financial sector.

  • Preferred Stage: All approvals should be in place
  • Approval Stage: Plinth Level
  • Minimum Sq. ft Constructed by Developer: 5,00,000
  • Security: Depends
  • Processing Time: 30 40 days

 

 Hero FinCorp

Hero Fincorp is an expert in house finance solutions and provides builders with the tools they need to confidently take on construction projects.

  • Preferred Stage: Initial Approvals Required IOD, CC
  • Approval Stage: Early Stage
  • Minimum Sq. ft Constructed by Developer: 5,00,000
  • Security: Depends
  • Processing Time: 40 60 days

 

Bajaj Finserv

Through its construction finance solutions, Bajaj offers financial assistance to builders, enabling them to follow their aspirations in the building industry.

  • Preferred Stage: Initial Approvals Required IOD, CC
  • Approval Stage: Early Stage
  • Minimum Sq. ft Constructed by Developer: 5,00,000
  • Security: Depends
  • Processing Time: 40 60 days

 

Piramal Housing Finance:

Piramal Housing Finance provides builders with comprehensive financial solutions for their construction projects, facilitating a smooth execution process.

  • Preferred Stage: Initial Approvals Required IOD, CC
  • Approval Stage: Plinth Level
  • Minimum Sq. ft Constructed by Developer: 5,00,000
  • Security: Depends
  • Processing Time: 30 40 days

 

Yes Bank

Yes Bank’s construction finance options meet the various needs of builders and give them the ability to start their construction projects.

  • Preferred Stage: Initial Approvals Required IOD, CC
  • Approval Stage: Plinth Level
  • Minimum Sq. ft Constructed by Developer: 5,00,000
  • Security: High
  • Processing Time: 60 90 days
 

Swamih Funds

By providing construction finance options, Swamih Funds support builders’ efforts and stimulate the real estate market.


  • Preferred Stage: All approvals should be in place
  • Approval Stage: Slab Casted
  • Minimum Sq. ft Constructed by Developer: 5,00,000
  • Security: High
  • Processing Time: 60 90 days

Motilal Oswal

Builders can achieve their construction goals with the financial support of Motilal Oswal’s construction finance services.


  • Preferred Stage: All approvals should be in place
  • Approval Stage: Slab Casted
  • Minimum Sq. ft Constructed by Developer: 5,00,000
  • Security: Depends
  • Processing Time: 40 60 days

Kotak Mahindra Bank

The construction finance options offered by Kotak Mahindra Bank are created to address the changing needs of contractors and assist them at every stage of their projects.


  • Preferred Stage: All approvals should be in place
  • Approval Stage: Slab Casted
  • Minimum Sq. ft Constructed by Developer: 12,00,000
  • Security: High
  • Processing Time: 60 90 days

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